How moral hazard and adverse selection impact health insurance policies 

• At least 4 credible and reliable non-textbook references and ONLY reputable sources 
• Explain the issue using information from the sources
• Who are the stakeholders (parties interested in the outcome)?
• What are the healthcare considerations that to apply this case and why?
• What are the financial considerations that apply to this case?
• Use sources to support arguments. 

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