Incomereplacement plans are an important aspect of disability management. For occupationalinjuries
and illnesses WorkersCompensation Programs exist for income replacement. For non–occupational
injuries and illnessesthere are self–insured sick plans,insured short term disability plans and insured
long term disabilityplans.
You will examine one ofthe non–occupational
types of income replacementplans, how it works, similarities and differences between employer plans,
advantages anddisadvantages of this type of income replacement plan, and the impact of that type of
plan on a disabilitymanagement program
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